Finance for Childcare Centres

Nurture the future.

Invest in childcare services, manage cashflow pressures & funding shortfalls or grow your business, with up to 3X your average monthly “Child Care Subsidy”.

How it works

  • Based on your childcare centre's Funding Audit Forms, we are able to calculate a lending limit for you.
  • You can access funds, up to the value of your lending limit, using the straightforward TradeBridge app. 
  • Simply select the amount you wish to withdraw, and these funds will transfer to your business account on the same day.
  • When you receive your Child Care Subsidy payment, you decide between paying down your TradeBridge account or transferring it directly to your bank.
  • The funding is unsecured and can be used alongside existing bank loans.
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The Child Care Subsidy allowance is designed to ease the financial pressures of childcare for parents. However, there are also cashflow challenges for nurseries. Businesses already juggling staffing pressures, funding shortfalls and administrative imperatives, will now rely on their Child Care Subsidy payments (and the Federal/State remittance timeline) more than ever.


That’s where we come in. Whether you want to invest in your early years setting, optimise cashflow management, or have your eyes set on a property to expand into, we provide up to 3X your average monthly Child Care Subsidy in additional working capital. With no restrictions on use, you can invest in the future of all aspects of your growing childcare business.   

apply for funding now

Finance for Childcare Centres

Traditional lenders simply aren’t suited to understand this sector. That’s why we built a funding model that was designed to work specifically for your business. With TradeBridge you get:


•    The funding you need to make a real impact.
•    The freedom to make the investment decisions that you choose.
•    Financing that grows as you grow.

Invest in the future

Access the funding you need to create the childcare business that you envision:


•    Invest in your childcare setting to deliver the care & learning environment parents expect.
•    Attract and retain qualified early years practitioners.
•    Extend the reach of your business within your community. 

Our lending approach is very different. We use our understanding of how small businesses operate, and the surety of the Department of Education funding cycle to lend with confidence, where others simply cannot.

Talk to an expert

Dan Mckeown
Business Development Manager

With offices in London, Singapore and Sydney, TradeBridge experts are there to help you with key regional market insights, and provide global coverage across time zones. 

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