TradeBridge - Finance for Nurseries

The pressures facing early years providers

Running a nursery isn’t just about learning foundations and finger paint — it’s a demanding community business with big responsibility, constant pressure, and tight margins.

The daily juggle includes:

Meeting staff ratios while trying to retain a great team.

Rising wage, rent, and utility bills.

Unpredictable funding payments.

Increasing parental expectations.

Constant admin and compliance requirements, with inspections always looming.

And all while trying to give children the best possible start in life.

How nursery funding works

Traditional lenders simply aren’t suited to understand this sector. That’s why we built a funding model that was designed to work specifically for your business:

We learn about your nursery and what you need.
You get a clear proposal and a funding limit based on your business.
A simple agreement with transparent terms.
Draw, repay, and reuse as you need — you stay in control.

apply for funding now

Nursery finance built around real operational needs

The support behind your every step:

Flexible revolving facility
Smooth out cash flow between funding cycles and keep operations running predictably.

Use it for real nursery pressures
From wages to refurbishments, new rooms, outdoor spaces, or training — whatever your nursery needs.

Designed to work alongside your existing finance
No need to restructure debt or interfere with your banking arrangements.

No personal guarantee required
Get financial breathing room without risking your home or personal assets.

Fast, straightforward setup
Clear information, quick decisions, minimal admin — so you can stay focused on your setting.

Transparent pricing
Only pay for what you use - simple, predictable costs.

Ongoing control and visibility
Draw, repay, and reuse.

Talk to an expert

Salman Mohammad
Director

“Nurseries play a vital role in their communities, and supporting them with the right finance is genuinely meaningful. It helps them operate with confidence and plan for the future — and that’s something we’re proud to be part of.”

+44 (0)73 9738 7247 salman@tradebridge.com

Healthcare

Energy Efficiency

Marketplace

Childcare

Finance for Nurseries

Grow with confidence — flexible, reliable funding built for early years providers.

Invest in your team, your nursery setting, and your future — so both your children and your business can thrive.

The pressures facing early years providers

How nursery funding works

Nursery finance built around real operational needs

Our lending approach is very different. We use our understanding of how small businesses operate, and the surety of the Department of Education funding cycle to lend with confidence, where others simply cannot.

Talk to an expert