RxBridge in partnership with Numark

How the Facility works

RxBridge reviews real-time business data, including 6 months of your NHS dispensing revenue to set your facility limit. With your facility in place you can:

• • Draw — access up to 3x your average monthly NHS payment, whenever you need it.
  • Spend — grow your business: with no limits on use you can invest in automation, refits to delivery ancillary services, or acquire new premises. Or simply use it for stock or day-to-day cash flow.
  • Repay — repaid automatically as your NHS payments land, freeing up the facility to draw again.

Why choose RxBridge?

• • Only pay for what you use - A cost-effective way to inject cash flow into your business.
  • Finance created specifically for pharmacy – and timed around the NHS payment cycle. Draws and repayments are aligned to NHSBSA payment timing, reducing your admin and easing the cash flow gap between dispensing and payment.
  • Fast decisions -you deal with experts who really know the sector.
  • No credit file impact — assessed through our own internal review rather than a standard credit search, so exploring a facility doesn’t affect your credit score.
  • No property charge required — secured against NHS receivables, not the pharmacy premises or your home.
    
    

When We Help

• • Acquisition and post-acquisition cash flow — buying a pharmacy and smoothing working capital in the months after.
  • To invest in tech, automation or refits — funding for dispensing robots, PMR upgrades and other improvements to drive revenue from ancillary services.
  • Growth — supporting your working capital needs as your business grows.
  • Stocking up — funding to support the best prices on wholesaler purchases and seasonal stock (e.g. flu season, vaccination stock).
  • Bridging NHS payment timing — smoothing cash flow gaps between dispensing and NHSBSA payment.